Yes, it's here again, the annual cash-saving spending spree that is Black Friday is upon us. And there are lots of toy bargains to be had this year, IF you know where to look. So, here's our top tips for toy discounts:

Amazon
Nobody does Black Friday quite like Amazon. From now until Sunday, the site offers brand new deals every 10 minutes, from 8am to 9pm. You'll need to check out what's on offer regularly, as all offers are time and quantity limited. A good excuse to stay at home and snuggle up with the dog and the laptop, we say.

Argos
On Black Friday Argos will be having, in their words "A huge sale on stock from our ranges of tech, toys, TV and more." Given how much suff Argos have in stock, including al the top Christams toys, this will be well worth watching out for. Set those alarms, the bargains start at one minute past midnight….
http://www.argos.co.uk/static/ArgosPromo3/includeName/black-friday.htm

John Lewis
The retailer is focussing its savings on its electrical department, but since this includes tech 'toys' like iPads, you could pick up quality tech at great prices.
http://www.johnlewis.com/electricals/black-friday/c6000670128

Tesco
From one minute past midnight on Friday, Tesco stores and Tesco Direct will have discounts of up to 70% on selected lines including children's toys. With the massive buying power of the UK's biggest supermarket behind them, sale prices should be exceptionally keen.
http://www.tesco.com/direct/black-friday-cyber-monday-deals/

Very
The rise of Very as a toy retailer took us a bit by surprise, so there might be bargains to be had here too.
http://www.very.co.uk/black-friday

Everyone has some stress in his or her life. Some days, that stress can balloon up until it feels like you're staggering beneath the weight. 

Holidays have always been a major cause of anxiety but you can finally learn how to have a stress-free Christmas.

Holiday stress comes from many different directions. It comes from wanting to travel to see extended family and having to do the million and one things to get ready for a trip - washing clothes, packing the suitcases, and finding someone to care for pets. Then there's the shopping for gifts, food preparations, and late night holiday to-do tasks that never seem to end. Sound like you've been there before? 

Christmas doesn't have to be a hectic, stressful holiday. If it has been for you in years past, then it's time to make some changes, and stop the stress before it has a chance to start this year. 

Not only is stress not good for your health, but it's also not good for others who deal with stressed out people! The holidays are meant to be slowly enjoyed, not rushed through trying to pack as much as we can into every moment and get everything just right. The meaning of Christmas has disappeared beneath an onslaught of activities and gift buying. It's time to fix that. 

Narrow your focus. We take on too many responsibilities and then feel overwhelmed (and stressed and sometimes short tempered) at all we have to accomplish within a given time limit. Spend your time and energy on what matters to you and your family and let go of the things that don't. There's no such thing as an absolutely perfect holiday!

Learn to delegate chores. You can't clean an entire home alone for the arrival of company if you're trying to get all of the cooking and baking done, too. Enlist family members to help and if they can't, splurge on a cleaner to do the holiday cleaning for you. Make it a gift you give yourself, to help you maintain a stress-free Christmas. 

Get organised. You need a master checklist. Knowing what you need to get done will help keep your focus. Keep all of your Christmas supplies organised and together - the sticky tape, scissors, name tags, and gift-wrap. You'll save time if you don't have to constantly search for what you need. 

Throughout the year, finances can be a major cause of stress but that stress can grow during the holidays due to overspending. The irony is that people overspend at Christmas because they want to give. But when the holiday is over and those bills roll in, it can take a toll. Instead, stick to a spending limit this Christmas. 

Just as importantly as sticking to a budget is sticking to a time limit. It's no fun rushing around, trying to cram months' worth of visiting loved ones into a few days. Know ahead of time who you'll visit, on what day and what time you should leave. Making a list takes some of the spontaneity out of it, but it also helps you enjoy a stress-free Christmas too!